:root{--ink:#14201f;--muted:#53605f;--line:#d6dfdc;--paper:#f7f8f4;--white:#fff;--teal:#16877f;--teal-dark:#0d5d58;--gold:#b87928;--green:#3f7a4d;--charcoal:#101819}*{box-sizing:border-box}html{scroll-behavior:smooth}body{color:var(--ink);background:var(--paper);letter-spacing:0;margin:0;font-family:Arial,Helvetica,sans-serif}a{color:inherit;text-decoration:none}button,input,select,textarea{font:inherit;letter-spacing:0}.hero{min-height:84vh;color:var(--white);background:var(--charcoal);position:relative;overflow:hidden}.heroImage{object-fit:cover;object-position:center}.heroOverlay{background:linear-gradient(90deg,#101819f2 0%,#101819c7 42%,#10181938 100%),linear-gradient(#1018192e 0%,#101819ad 100%);position:absolute;inset:0}.topNav{z-index:2;justify-content:space-between;align-items:center;width:min(1180px,100% - 40px);margin:0 auto;padding:24px 0;display:flex;position:relative}.brand{font-size:15px;font-weight:700}.topNav div{gap:18px;font-size:14px;display:flex}.topNav a{color:#ffffffd1}.heroContent{z-index:2;width:min(760px,100% - 40px);margin:0 auto;padding:92px 0 84px;position:relative;transform:translate(calc(min(1180px,100vw - 40px)/-2 + min(760px,100vw - 40px)/2))}.eyebrow{color:var(--teal);text-transform:uppercase;margin:0 0 12px;font-size:13px;font-weight:800}.hero .eyebrow{color:#6fd3cc}h1,h2,h3,p{margin-top:0}h1{max-width:720px;margin-bottom:22px;font-size:58px;line-height:1.04}h2{margin-bottom:16px;font-size:36px;line-height:1.14}h3{margin-bottom:10px;font-size:21px;line-height:1.2}p{color:var(--muted);font-size:16px;line-height:1.66}.heroLead{color:#ffffffd1;max-width:650px;font-size:19px}.heroActions{flex-wrap:wrap;gap:12px;margin-top:30px;display:flex}.button{cursor:pointer;border:1px solid #0000;border-radius:8px;justify-content:center;align-items:center;gap:9px;min-height:46px;padding:12px 16px;font-weight:800;line-height:1.2;display:inline-flex}.button.primary{background:var(--teal);color:var(--white)}.button.secondary{color:var(--white);background:#ffffff0f;border-color:#ffffff6b}.heroFacts{flex-wrap:wrap;gap:10px;margin-top:28px;display:flex}.heroFacts span{color:#ffffffd1;border:1px solid #ffffff3d;border-radius:999px;padding:8px 11px;font-size:13px}.section{width:min(1180px,100% - 40px);margin:0 auto;padding:78px 0}.introBand{padding-top:44px}.sectionHeader{max-width:760px;margin-bottom:34px}.gradeGrid,.applicationGrid,.trustGrid{grid-template-columns:repeat(2,minmax(0,1fr));gap:18px;display:grid}.gradeCard,.applicationCard,.trustItem{border:1px solid var(--line);background:var(--white);border-radius:8px;padding:24px}.gradeBadge{min-width:48px;min-height:34px;color:var(--teal-dark);background:#e7f4f2;border-radius:8px;place-items:center;font-weight:900;display:inline-grid}.positioning{color:var(--gold);font-weight:800}dl{gap:12px;margin:20px 0;display:grid}dt{color:var(--muted);text-transform:uppercase;font-size:12px;font-weight:800}dd{margin:3px 0 0;line-height:1.5}.textLink{color:var(--teal-dark);align-items:center;gap:7px;font-weight:800;display:inline-flex}.applicationGrid{grid-template-columns:repeat(3,minmax(0,1fr))}.knowledgeGrid{grid-template-columns:repeat(3,minmax(0,1fr));gap:18px;display:grid}.knowledgeCard{border:1px solid var(--line);background:var(--white);border-radius:8px;flex-direction:column;gap:9px;min-height:310px;padding:24px;display:flex}.knowledgeCard svg{color:var(--teal);flex:none}.knowledgeCard span{width:fit-content;color:var(--teal-dark);background:#eef4f1;border-radius:999px;padding:4px 9px;font-size:12px;font-weight:800}.knowledgeCard strong{color:var(--teal-dark);align-items:center;gap:7px;margin-top:auto;font-size:14px;display:inline-flex}.knowledgeIndexLink{margin-top:24px}.applicationCard{flex-direction:column;gap:8px;min-height:270px;display:flex}.applicationCard svg,.trustItem svg,.complianceBox svg{color:var(--teal);flex:none}.applicationCard span{width:fit-content;color:var(--gold);background:#f1f0e7;border-radius:999px;padding:4px 9px;font-size:12px;font-weight:800}.split{grid-template-columns:minmax(0,1fr) minmax(340px,.72fr);align-items:start;gap:32px;display:grid}.documentList{gap:12px;display:grid}.documentRow{border:1px solid var(--line);background:var(--white);border-radius:8px;align-items:center;gap:12px;min-height:76px;padding:16px;display:flex}.documentRow strong,.documentRow small{display:block}.documentRow small{color:var(--muted);margin-top:4px}.processList{grid-template-columns:repeat(5,minmax(0,1fr));gap:12px;padding:0;list-style:none;display:grid}.processList li{border:1px solid var(--line);background:var(--white);border-radius:8px;min-height:132px;padding:18px;font-weight:800;line-height:1.35}.processList span{color:var(--teal);margin-bottom:22px;font-size:13px;display:block}.trustBand{background:#edf4ef;width:100%;max-width:none;padding-left:max(20px,50% - 590px);padding-right:max(20px,50% - 590px)}.trustGrid{grid-template-columns:repeat(4,minmax(0,1fr))}.trustItem{background:0 0}.compliance{border-top:1px solid var(--line);border-bottom:1px solid var(--line)}.complianceBox{border:1px solid var(--line);background:var(--white);border-radius:8px;padding:24px}.inquiry{padding-bottom:96px}.inquiryForm{grid-template-columns:repeat(2,minmax(0,1fr));gap:14px;display:grid}label{color:var(--ink);gap:8px;font-size:13px;font-weight:800;display:grid}input,select,textarea{background:var(--white);width:100%;min-height:46px;color:var(--ink);border:1px solid #c9d5d1;border-radius:8px;padding:11px 12px}textarea{resize:vertical}.wide,.wideButton{grid-column:1/-1}.wideButton{width:fit-content;min-width:220px}.contactLine{margin-top:18px;font-weight:700}.subPage{min-height:100vh}.backLink{color:var(--teal-dark);align-items:center;gap:8px;margin:24px 0 0 max(20px,50% - 590px);font-weight:800;display:inline-flex}.subHero{background:var(--charcoal);width:min(1180px,100% - 40px);color:var(--white);border-radius:8px;margin:22px auto 0;padding:72px}.subHero p:not(.eyebrow){color:#ffffffc7;max-width:760px;font-size:18px}.plainList{grid-template-columns:repeat(2,minmax(0,1fr));gap:10px;padding:0;list-style:none;display:grid}.plainList li{border:1px solid var(--line);background:var(--white);border-radius:8px;padding:12px}.ctaBand{color:var(--white);background:#172322;border-radius:8px;justify-items:start;padding:44px;display:grid}.ctaBand p{color:#ffffffc7;max-width:720px}.reverseIcon{transform:rotate(180deg)}.knowledgeAnswer{padding-bottom:36px}.knowledgeAnswer p:not(.eyebrow){border-left:4px solid var(--teal);background:var(--white);max-width:940px;color:var(--ink);padding:20px 22px;font-size:19px}.articleBody{gap:28px;padding-top:24px;display:grid}.articleSection{max-width:920px}.checkList{gap:10px;padding:0;list-style:none;display:grid}.checkList li{border:1px solid var(--line);background:var(--white);border-radius:8px;grid-template-columns:22px minmax(0,1fr);align-items:start;gap:10px;padding:13px 14px;line-height:1.5;display:grid}.checkList svg{color:var(--teal);margin-top:2px}.faqGrid{grid-template-columns:repeat(2,minmax(0,1fr));gap:16px;display:grid}.faqItem{border:1px solid var(--line);background:var(--white);border-radius:8px;padding:22px}.relatedLinks div{flex-wrap:wrap;gap:16px;display:flex}@media (max-width:980px){h1{font-size:44px}h2{font-size:30px}.topNav{flex-direction:column;align-items:flex-start;gap:14px}.topNav div{flex-wrap:wrap}.heroContent{padding-top:62px;transform:none}.gradeGrid,.applicationGrid,.knowledgeGrid,.trustGrid,.faqGrid,.split,.inquiryForm{grid-template-columns:1fr}.processList{grid-template-columns:repeat(2,minmax(0,1fr))}.subHero{padding:42px 26px}}@media (max-width:620px){.hero{min-height:720px}.heroOverlay{background:linear-gradient(#101819eb 0%,#101819b8 52%,#101819db 100%)}h1{font-size:34px}h2{font-size:26px}p,.heroLead{font-size:16px}.section{width:min(100% - 28px,1180px);padding:52px 0}.introBand{padding-top:30px}.heroContent,.topNav{width:calc(100% - 28px)}.processList,.plainList{grid-template-columns:1fr}.wideButton{width:100%}}